Disclaimers: I. Qualified Investors Only. This is not an offer to sell securities. 2. Interest rate calculated on an annual basis. 3. All Registered Investments are Tax Deferred and all Non-Registered Investments may be subject to tax. 4. Minimum deposit of $10,000 required for new investors only (YIP plan excluded) 5. Investment returns may fluctuate and are not guaranteed. 6. Historic returns are not an indication of future earnings. 7. All Mortgages are closed through Natasha Bridgmohan, Mortgage Broker, Mortgage Intelligence, and FSCO Lic # 10428. 8. Licensed agents/brokers close all transactions. 9. BMIC advises potential investors to read all informational materials carefully before investing and suggest obtaining independent legal advice.